Knowing and understanding your credit score is the first step in taking control of your financial future.

In general, credit scores are used by financial institutions and other parties, together with other data, to evaluate the level of risk you present as a client. Credit scores are most commonly used to evaluate credit card and loan applications, but they're also used by employers, landlords, insurers and mobile phone providers. Generally, a higher credit score can help you get a higher limit, lower rates or other preferential terms.
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