Why do you need a pre-approved mortgage?

A pre-approved mortgage gives you important advantages in the home buying process:
  • You know how much you can borrow before starting your home search
  • You get a guaranteed interest rate for up to 60 days, even if interest rates go up (with no obligation to accept the mortgage offer)
  • You can narrow your search to homes within your price range
  • Sellers are more interested in offers from pre-approved buyers
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